How Long Must You Wait Before Applying for SSD Benefits?


When it comes to applying for Social Security Disability benefits, many people are under the misconception that you have to be disabled for a specific period of time in order to become eligible for receiving disability income. However, that’s far from the truth. 


 
Over the course of this article, we’ll take a closer look at when you can apply for SSD benefits, and why delaying your application can actually be harmful.

When Can You Apply?

While there’s no need to wait for months and months to apply for and collect SSD benefits, it’s important to become familiar with the eligibility requirements before you apply. 

According to the SSA’s (Social Security Administration) definition of disability, an individual must have a documented disability that is either terminal or is expected to last for a minimal period of one year. 

When evaluating for SSD application, the SSA will first look to whether you have a source of income. 

If you’re working part-time but not generating a significant income, you won’t automatically be denied SSD benefits. However, if you’re working full-time and generating a substantial income, it’s highly likely that you’ll be denied benefits. 

As part of the SSA’s definition of disability, a disability claimant shouldn’t be able to perform what it terms as SGA (substantial gainful activity). In 2019, the SGA amount is $1,220 for non-blind SSDI applicants and $2,040 for blind SSDI applicants.

Why You Shouldn’t Delay Your SSDI Application?

As we’ve mentioned above, a prolonged delay in applying for SSDI can complicate the process. By putting off applying for disability income, you’re making yourself wait even longer to receive the benefits you deserve. 

The application process for social security disability benefits can be quite complicated and lengthy, which is why it’s important to work with a reputable and experienced disability attorney. They can guide you through the entire process and help in ensuring that you receive the disability benefits you deserve as quickly as possible. 

The Law Offices of Lisa Douglas, Inc in N. Little Rock, Arkansas, focuses on social security disability claims as well as medical malpractice and personal injury cases. 

Lisa Douglas has a strong background in medicine and worked as a nurse for many years before pursuing a career in law. She now uses her medical experience to help those who are denied insurance claims and are struggling to get Social Security Disability Benefits. 

Get in touch for further information. 

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