What Is Considered a Disability?

When it comes to social security benefits, ‘disability’ is more of a legal term than a medical one. It is not defined as how you’d describe it under usual circumstances. The Social Security Administration (SSA) only offers social security benefits if you meet the pre-defined criteria. Here’s what the disability criteria entail. The Legal Definition of Disability According to the law, disability is defined as someone’s inability to engage in any form of substantial gainful activity (SGA). The inability could result from either a medical, physical, or mental impairment that is expected to last for over 12 months or lead to death. As of 2020, the threshold for substantial gainful income is around $1,260 per month. In the case of self-employed individuals, they need to ensure that they aren’t working over the allowable hours to meet the definition of disability under SSA’s guidelines. A medically determinable impairment either results from a psychological, physiological, ...