What Are Social Security Disability Insurance Benefits?

Social Security Disability Insurance benefits pay out monthly benefits to employees who can no longer work because of a physical impairment or a severe medical condition. To obtain the SSD insurance benefits, the person must have the disability for at least a year, or their condition should be expected to last for a year. The benefits provided are usually based on the disabled person’s average income in the past.

Let’s look at some aspects of SSDI benefits in detail.

Basics of SSDI benefits

The SSDI benefits program pays the amount of the monthly benefits to the disabled person their family members if the disabled person is insured. This means that the person has worked for a sufficient amount of time to be eligible and has paid taxes under Social Security employment on their earnings.

The SSI or Supplemental Security Income program pays monthly benefits to disabled children and adults who have limited resources and income. These two programs are separate; however, the criteria for a medical condition are the same for both.

Who is Eligible for the disability benefits?

A person is eligible for the monthly disability benefits if they:

· Are unable to engage in work due to the severe medical condition, which has lasted or is expected last a year

· Don’t have a short-term or partial disability

· Meet the strict definition of disability set out by the Social Security Administration

· Are younger than their age of retirement

What Information Do You Need to Apply for SSDI benefits?

Personal Information

· Your place and date of birth and your SSN

· The SSN, name, place, and date of birth of your former or current spouse, along with dates of divorce/marriage or their death.

· Dates of birth and names of your children who are not yet 18

· Your bank’s routing and account number

Information Regarding Your Medical Condition

· Address, name, and phone number of a person whom SSA can contact. The contact must know about your medical condition.

· Detailed information about all your medical conditions, injuries, or illnesses.

Information Regarding Your Work

· The money earned during the last year and the current year.

· The address and name of the employer(s) for the current year and the year before.

Other than that, the SSA requires information about military service and employment history for the last 15 years.

If you’re applying for social security benefits and want to increase your chances of approval, the Law Offices of Lisa Douglas can help you. She is an experienced social security disability attorney in North Little Rock, AR. She has represented several disability benefits clients and helped them obtain their disability benefits.

Lisa Douglas is also a personal injury and criminal lawyer. Contact her office today to learn more about her services.

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