Concurrent Benefits: Collecting SSI and SSDI Simultaneously

 



The Supplemental Security Income (SSI) program first came about in 1972. The Social Security Administration(SSA) started the program as a way to financially support disabled children and adults, as well as the elderly over the age of 65.

The Social Security Disability Insurance (SSDI) program has been around since 1956. It serves to provide monthly benefits to people who have worked in the past, but are no longer able to due to their disabilities.

Typically, an individual may be eligible for one of the two programs. But in some cases, you may be eligible for getting benefits from both programs — a situation called “concurrent benefits.”

Eligibility Criteria

The people who can receive the SSI benefits must fit the following criteria:

· Age 65 or older

· Disabled or blind

· US citizen and lawful national

· Very limited income

In order to be eligible to receive SSDI benefits, you must fulfill the following requirements:

· Work history in Social Security-covered jobs

· Unable to work for over a year

· Have a disability as per Social Security’s definition

Qualifying for Concurrent Benefits

The SSA considers your “countable income” when deciding the SSI benefits you should receive.If your countable income exceeds the allowed SSI limit, which is $794 for individuals and $1,191 for couples in 2021, you will not be able to qualify for the SSI program. There are also limits on assets that you must not exceed to qualify for SSI. It would do you well to discuss these complex aspects with a social security disability lawyer.

Generally, you will qualify for concurrent benefits if your income and assets are below the allowed limits and if your situation makes you eligible for SSDI. It’s important to note that the SSA counts your monthly SSDI payments as income (with an exemption of $20). So, if you receive more than $814 ($794 plus $20) from SSDI, you will not qualify for SSI that month.

How to Apply

You can apply for SSI benefits and SSDI benefits online through the official SSA website.

Incredible Social Security Disability Lawyer In Arkansas

If you’d like to discuss your SSI or SSDI related concerns with a legal professional, reach out to the social security disability lawyer, Lisa Douglas.

The Law Offices of Lisa Douglas, Inc. are among the best legal resources for you in Little Rock, Arkansas. You can approach them for highly experienced handling of your legal cases, including: personal injury, medical malpractice, social security and disability, nursing home abuse, etc.

Get in touch today.

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